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The Savings and Loan crisis of the 1980s was a wave of savings and loan association failures in the United States in which over 1,000 savings and loan institutions failed in "the largest and costliest venture in public misfeasance, malfeasance and larceny of all time." The ultimate cost of the crisis is estimated to have totaled around USD$150 billion, about $125 billion of which was consequently and directly subsidized by the U.S. government, which contributed to the large budget deficits of the early 1990s. The concomitant slowdown in the finance industry and the real estate market may have been a contributing cause of the 1990-1991 economic recession.
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Total Bankruptcy: Ohio Weighs Law Capping Payday Loan Interest Rates
Ohio legislators to cap interest rates for payday loans. Payday loans can have effective interest rates of up to 391 percent . Such interest rates can lead to bankruptcy
Total Bankruptcy: Two Utah Bills Target Payday Loan Companies
Utah Senate Bill 16, pending Governor Jon Huntsman Jr's signature, would bar payday loan companies from using the state's bad-check law to collect on payday debts.
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